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    Documents required for Home Loan

    List of papers/ documents applicable to all applicants:

    • Employer Identity Card
    • Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs
    • Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
    • Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

    Property Papers:

    • Permission for construction (where applicable)
    • Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
    • Occupancy Certificate (in case of ready to move property)
    • Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
    • Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
    • Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

    Account Statement:

    • Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
    • If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

    Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

    • Salary Slip or Salary Certificate of last 3 months
    • Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

    Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

    • Business address proof
    • IT returns for last 3 years
    • Balance Sheet & Profit & Loss A/c for last 3 years
    • Business License Details(or equivalent)
    • TDS Certificate (Form 16A, if applicable)
    • Certificate of qualification (for C.A./ Doctor and other professionals)
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